Overview Usdfi
Powering Digital Wealth
USDfi is a fully decentralized stable asset, pegged to the value of 1 USD, designed to offer financial freedom, transparency, and stability. Unlike centralized stablecoins, which are subject to freezes or censorship, USDfi operates without any control from central authorities. Its reserve is composed of stable assets and physical gold, with hedged future positions and advanced self-arbitrage strategies.
The USDfi ecosystem is complemented by Staked USDfi (sUSDfi) — a staking system that allows users to earn stable yields generated by reserve activities. Key Features • Fully decentralized: no authority can freeze, block, or censor transactions. • Robust peg stability: maintained through real reserves and automatic arbitrage mechanisms. • Transparent and verifiable: all smart contracts are public and regularly audited. • Sustainable yield: generated through carry arbitrage, liquidity provision, and automatic buybacks. The Problem USDfi Solves The current stablecoin market presents two main issues:
Centralization (USDT and USDC can freeze funds)
USDfi is fully decentralized and censorship-resistant.
Volatility and unstable mechanisms (algorithmic stablecoins)
USDfi is backed by real reserves with hedging positions to ensure predictable stability.
Reserve Structure The USDfi reserve is designed to ensure price stability and yield generation:
• 50% in dollars or stablecoins (mainly USDT) • 50% in physical gold or derivatives, hedged via futures to stabilize price and generate returns (carry arbitrage)
To eliminate gold volatility, the protocol opens short futures positions, creating predictable profits through carry arbitrage. Reserve Income Sources
1. Carry Arbitrage
Profit from the spread between physical gold and short gold futures.
2. Liquidity Providing (LP)
The reserve holds LP positions on Uniswap and collects 50% of trading fees.
3. Burn Fee
In case of insufficient liquidity on Uniswap, users can sell USDfi directly to the protocol, incurring a 1% fee.
4. Price Maintaining (Auto-Arbitrage)
The protocol buys under-peg USDfi from DEXs and uses it to pay rewards, generating implicit profit. Stability Mechanism USDfi's stability is ensured through:
• Direct reserve intervention on Uniswap • Automatic arbitrage mechanisms • Solid foundations based on carry arbitrage and significant liquidity
Mint & Burn Process
• Mint: Users deposit stablecoins (USDT, USDC) and the governance token on the selected network (Ethereum or Polygon) at a 1:1 ratio. • Burn: Users can redeem stablecoins in exchange for USDfi, with a fee in case of insufficient on-chain liquidity.
Supported Blockchains• Ethereum • Polygon • (Future expansion planned on Tron and other blockchains)
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